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Funny my old neighbor in oceanside everytime a storm was coming he would call town about sewer drain in front, once he was out there for an your with a stick pulling stuff our. Everyone who works their dog throws bags and coffee cups down there.

New owners are pretty lazy, they got hit in Irene and hit in Sandy, water was flying out of the damm sewer, even overtook my house by an extra few inches that and above ground pools collasping and sewer back up.

NYS rising is income based. I find it bs. I applied and was told back of line.

Why is the person by school 8 paying high flood rates? Is it because he was declared ICC? Otherwise it is less than $400 a year.

I know a lady who is kicking herself for hiring an insurance adjuster. Mainly they are crook, he got a bit more but all of it was eaten up by his fee. Orginally FEMA wanted to pay her 45% and he got her 55% of value. Then she realizes she crossed 50% mark and now it tagged ICC and her rates may go up. A combination of her greed, the crooked adjuster and lack of knowledge and she is screwed. In retrospect when she go counteroffered 47% she should have took it and ran. Many folks were unaware it is 50% the value of your structure and not your house.

From: Millions allotted for Sandy rebuilding

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