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I applied to NYS Rising on day one and received the letter recently that I am eligible and a case worker will be assigned. I also was told to get together my 2012 tax statements. I also called up and found out what the catches are.

I will list them here: Straight from NYS Rising

1) Priority is given to lower income folks. Meaning under 50K. At least 50% of low income folks must get money. Also income and needs assessment plays a role in how soon you get assigned a case worker.

2) There will be an approved list of contractors to select from. You don't have to use this approved list. But remembered, approved contractors are approved and they submit bills directly to NYS you dont have to lay out a dime.

3) Work has to be "green", hud/NYS has some guidelines.

4) For work already done the only pay up to a certain amount. Your top of the line grantite countertops wont count. also needs to be licensed contractor receipts.

5) Need is based on 2012 income tax return AGI before itemized deductions. You earned 250K in 2012 and have zero in bank and neighbor earned 25k in 2012 and has 250K in bank. Guess what neighbor with 250K in bank is poor and you are rich. Only counting 2012 income is odd, it does not count assets or debts.

6) The residency requirements and how they will treat condos are unknown at this moment. Currently they have not decided if folks in condos or coops in lower units are even qualified.

7) They clearly stated if you applied for a SBA loan and did not take it you are ok. But what about folks who applied for SBA loan and took it?

Most folks have messy applications. I have a nice clean one, submitted day one Even cleaner is fact I had no flood insurance and did not take an SBA loan. Also I am only requesting work be completed on my house. Yet I cant get an answer out of them.

NYS Sandy rising looks like for most folk you wont get a nickle. Looks like a rapid repair deal where they will fix qualified repairs for free.

The Green thing and licensed contractors for work performed bothers, lots of work were emergency repairs, with no permits filed with what was available first three months after Sandy. Cuomo thinks in November 2012 I can find this stuff. Heck I was in Fema Flophouse, inlaws couch or cold wet house by then. My record keeping was near non existant.

From: Still no homecoming

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