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I don't understand why the women from Long Beach is concerned. Take the 80K from NYS rising and instead of SBA loan do a 401K loan, HELOC, take from savings, sell your cars, borrow from Mom etc. You just cant borrow from NYS rising AND SBA as it is double dipping in their eyes.

My only question on program is, ok lets say you open mail box today and it says you are entitled to 50K for work done and 100K for work to be done.

What's next. When do I get my check for 50K and what is process to go ahead and hire a contractor?

It is a shame the money is so late in coming. Folks with no flood insurance and only the $31,900 from FEMA did not expect anything. Many threw like 70K into house fixing it best they could.

Most would have done nothing to house. And build a new house. Now trouble is they dont have enough to build a new house. They have splits etc where part of house is below BFE, as such their flood insurance rate will go through roof in a few years if they dont raise house. But now they dont have enough to raise house as they blew money making their home livable.

Still great the state is doing this. Long Beach in like three years will be ten times better due to Sandy.

From: NY Rising releases award letters

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